Showing posts with label merchant ethics. Show all posts
Showing posts with label merchant ethics. Show all posts

Friday, March 3, 2023

Fake Americans

As a contractor in information technology, I usually work for placement and consulting firms. It is easier for me to be a W-2 employee though for my most recent project I was direct on a 1099. Very many placement firms headquartered in India have US addresses and through VOIP and other tools their recruiters have US phone numbers. I accept it all as a benefit of our global marketplace. Moreover, working in sales myself, I have been encouraged to take a less ethnic name for working on the phone, being "Michael Martin" as needed. So, I understand: If your name is Ramakrishna Suryadevara, you can be Kris Devara or Randy Devara or whaever. But there's a limit.


It was not that he called himself "Paul Miller" but that he flew the flag.
Many people are surprised to learn that non-citizens can serve in the American military. We are a nation of immigrants. Military service is one way to prove that you deserve to be a citizen. I had uncles born on the other side of the ocean who served in World War II (in our army, of course). We had a family narrative from the distaff side about a friend who voted illegally and when arrested showed his battle scars (from World War I) to the judge insisting that they gave him the right to vote. Somehow the authorities cleared up the paperwork for him. Anyway, people who serve in the military pick up American slang and drop many of their foreign habits. In fact, that story is the narrative behind the "Go for Broke" stamps of the US Postal Service that celebrate ethnic Japanese who fought in the American armed forces during World War II. It so happened that the Hawaiians did not understand that their buddies from the mainland had come from concentration camps ("relocation centers") until they were given a tour. There's a lot of lessons out there.

PREVIOUSLY ON NECESSARY FACTS

Sunday, September 12, 2021

The Mercury Dime

When I first was given the opportunity to choose my own username on a mainframe computer (actually, a DEC VAX super-mini) in 1989, I asked for Mercury, the Roman messenger god, the patron of merchants (and pirates, it being sometimes hard to tell them apart). Likely inherited from the Etruscans, Mercury is associated with the Greek god Hermes and the Egyptian Thoth, and also, perhaps the Aztec Coyototl, the trickster who invented writing. 

I have been “Mercury” in one form or another on many systems since, and I have held my Gmail account, mike49mercury, for many years. It is true that 49 is my birth year, but to me 49 is the square of 7 for the Mercury 7 astronauts, having lost track of a mercury7 username some decades back. 

 

I sold several articles about the Mercury dime to the American Numismatic Association, the Michigan State Numismatic Society, and others. It does echo the Roman denarius of the Republic with the wings on Liberty’s head modeling the raised face guards on the helmet of Roma. And for better or worse, the coin is in the neo-classical style that was ubiquitous during the gilded age of American aesthetics between the Civil War and the Great Depression. 


As a numismatist, I am a writer, not a collector.
But I can’t make this up from thin air.
So, I do visit coin stores in my town to chat and learn.
And I found this one for myself.
 
Very high grade examples like this are extremely common
from the war years 1940-1945
when these were struck in astronomical quantities. 
 

The wings on Liberty’s Phrygian cap (worn by a freed slave) represent freedom of thought. The reverse depicts the Roman fasces, a bundle of rods, the center rod an ax reflecting the absolute authority of the state. In ancient Rome, if found guilty of a felony, the prisoner would be beaten to death with the rods – unless granted the mercy of the ax. Perhaps the best way to resolve that seeming contradiction is to consider the words of the US Supreme Court (Reynolds vs. The United States) in affirming that polygamy is unlawful, regardless of sentiments in the Territory of Utah: You can believe whatever you want, but you cannot do whatever you want. 

 

PREVIOUSLY ON NECESSARY FACTS

Music Makes You Braver 

Numismatics: the Standard of Proof in Economics 

Forgery and Fraud in Numismatics 

Numismatic Truthseekers 

Hallelujah 


Tuesday, February 2, 2021

The Audacity of Entrepreneurship

"What comes out of a team or a committee is the most daring idea that the least daring man can accept." John Arnold. "Space, Time and Education," Astounding Science Fiction, May 1953, pp. 9–25. Introductory remarks by John W. Campbell, Jr., editor, pp. 9–10.

Earlier this month, I (virtually) attended a conference of the American Astronomical Society. I participate in the History of Astronomy Division. One of the presentations was about Voyager. One of the presenters sighed that the government cancelled several follow-ups to include messages on deep space probes. I asked if they had any contact with Elon Musk. The expert replied that maybe some entrepreneur in the future might launch a mini-satellite with a solar sail, but no private firm can send a one-ton probe out of the solar system. After the conference, I sent him a link about Elon Musk's Tesla two-ton automobile orbiting the Sun. That is exactly the audacity of entrepreneurship. It radiates a fundamental optimism about what is possible in human achievement. 

PREVIOUSLY ON NECESSARY FACTS

Entrepreneurship

Bob Swanson and Genentech 

The Public Good Be Damned

Politics and the Inverse Square Law 

Disruptive Diagnostics and the Business of Science 

Amateur Astronomy for Pay 

 


Sunday, November 4, 2018

VETERANS DAY 2018

“Why My Brick” by Michael E. Marotta on behalf of SFC Edward M. Marotta 

I was drafted. They called it the peacetime Army, but the Korean armistice had just been signed and the Russians occupied Eastern Europe. They say that conscripts do not make good soldiers but I served nine years active duty and 15 years in the reserves. I was an average soldier. My medals were for good conduct and component readiness. My only war story is how a non-judicial punishment led to a promotion and assignment to be a colonel’s driver. In my off-duty time on base, I trained Soldiers in hand-to-hand combat and sent two to the Olympics to compete in boxing. My longest billet was to be a trainer in race relations and equal opportunity. For me, a trade school graduate, with no special purpose or direction, the Army was my equal opportunity to earn maturity, learn teamwork, and help to build the next generation of Soldiers. -- For the "Buy a Brick" campaign of the National Museum of the Army (here) of the Army Historical Foundation (here).

(The photograph is the only artifact of Dad in uniform in the possession of his second family. His DD-214 cites the second rocker for Sergeant First Class, not shown here. After his first re-enlistment expired in 1958, Dad's 15 years in the Ohio National Guard came only after the second set of boys was grown up and mostly gone. We all support our men in uniform; we do not all encourage them to join. "Why did you go, Michael? It was not your fight," said Don Corleone.)

PREVIOUSLY ON NECESSARY FACTS
Syriaphobia 
Soldiers of Peace 
Wooden Ships 
Leaders are Readers 

Saturday, September 15, 2018

The Market is Always Right – About the Market

“Employee Salaries versus Contributions to Society” was a recent poll of 1013 people conducted by CreditLoan dot Com. The survey was not rigorous, but it was not all that bad. At least they had a large number of respondents in their convenience sample. The flaws in the poll reflect common errors in philosophy within our broader culture. 

“Hardly a week goes by where we don't hear about a CEO, professional athlete, or celebrity who's scored a multimillion-dollar salary or bonus. Maybe their talent or skill set is worthy of a hefty paycheck, but considering the small amounts paid to teachers, soldiers, and first responders, it makes us wonder if we are underpaying those who perform outside the spotlight.”  

The survey is long and involved. It ranked eleven occupations:  teachers, scientists, social workers, police officers, military, legislators/elected officials, journalists/reporters, transportation security screeners, artists, clergy, and chief executives. It considered Republicans versus Democrats, Baby Boomers vs. Gen X vs. Millennials. So, it is worth looking at for its detail, again, given some warning about its not being perfectly aligned to the standards of sociology research. They do close with an open explanation of their methodology. For one thing, they grouped occupations so that actors, designers, singers, photographers, writers, and dancers are among the “artists” as are sports figures. Nine kinds of “scientist” are listed, as are four types of “military.” Note that security screeners are considered apart from police and military.


The More You Do for Other People the More You Earn


Generally, as the aggregate data shows, the more you do for other people (in their own aggregate estimate), the more you make. That’s how markets work. So, it is erroneous to say that “most people think that teachers are underpaid.”

More to the point, teachers knew the markets before they went to college. They chose teaching anyway.  The same is true of the military. They are not in it for the money—though the money is there if you stop to think about it. 

Occupation
Actual
“Should”
Military
$40,217
$92,033
Farmers/Ranchers
21,076
70,101
Scientists
70,510
109,956
EMT Paramedic
39,675
71,765
Teachers
38,181
70,248

That is one of the problems with this survey. Military people get great healthcare for some ailments such as bullets and burns. Psychological problems have been less well attended. But they get food, clothing, and shelter. On the downside, female Navy officers pay much more than their male colleagues for uniforms. Home mortgages are cheaper; and they can get Basic Allowance for Housing, and Bachelor Officer Quarters subsidy. And housing is determined by cost of living at your home of record. I met a “special forces” kind of guy who was always on the road and whose HOR was Anchorage, Alaska. (Good thinking, Sarge!) After twenty years of military service you can retire and start another career. If you move to another federal agency, you take a lot with you. Even if you go into the private sector, you can cash in on college degrees and other untallied benefits – assuming you live through your employment, a very real untallied cost for many protective services. 
  
And if we could magically triple the pay of teachers or soldiers, what would be the consequences of that? Conversely, if we capped the pay of executives at 60% of this moment’s “average,” would corporations change for the better?

And it is those “averages” that beg so many questions. Granted that “artists” do not make much money on average, Tom Cruise earned $12.5 million for his role in A Few Good Men, which cost $33 million to make. As Deke Slayton said, “Averages only apply to average pilots.” 

Previously on Necessary Facts

Wednesday, March 14, 2018

President Trump to Meet Chairman Kim Jong-un

Donald Trump likely thinks of himself as a cut-throat negotiator, but Kim Jong-un has killed family members.

We often do not grasp immediately the consequences of capitalism, and peaceful coexistence is one of them. The age of reason and capitalism were causally connected. People do not kill or die for what they can sell or buy.
I am reminded of a line from The Right Stuff. I think that it was Trudy Cooper who was talking about a college reunion and how the other girls were going on about their husbands' careers "... on Wall Street and places like that. 'Dog-eat-dog competition' [she scoffs]. I wonder how they would feel knowing that there was a 25% chance their husbands would not come out of that board room." 
In Die Hard, Hans Gruber has no interest in corporate "green mail."
Million dollar negotiator Harry Ellis has no idea who he is dealing with.
We were watching The Edge starring Anthony Hopkins and Alec Baldwin. Hopkins plays Charles Morse a multi-millionaire in the fashion industry. (Seeking to run off with Morse's wife, Bob Green [Baldwin] tries several times to kill him.) They are on a photo shoot in the Canadian Northwest when their plane goes down, killing the pilot, leaving them stranded. (Great shot of Morse with his cell phone looking at an empty horizon.) Everyone flounders. Most of them die. But Morse is up for this. He is a voracious reader. When he spoke the line, "All my life I wanted to do one unequivocal thing." I said to myself in my head, "You ought to try landing a Cessna 185."

I learned to fly in the 1990s. Since 2014, I have been in a military unit working closely with the National Guard and Air National Guard. Many of them are combat veterans. Even the guy, who when you ask him, "What are you doing?" says, "Sharpening my bayonet and praying for war." is really a teddy bear: he cares about other people. He's a good soldier, a good leader. I would follow him into hell because he has already been there--three times. But that's the point: the horror of war made him a deeper person than he expected to become. That is true of all of them. No combat veteran I have met ever treated a subordinate with the callous disrespect that President Trump displays.

Donald Trump has never done anything of mortal consequence. His whole life has been one of very vocally making everything negotiable. That is why President Trump has no emotional understanding of Marshal Kim.

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Thursday, December 1, 2016

Creature Comforts Show No End to History

It is a wonderful time to be alive.  We have become so used to material abundance that we have lost all perspective on where we are in the deep, broad, and swift flowing stream of history.  The best is yet to come, but the present is pretty good. 

My thoughts here were inspired by a discussion at work as a young lieutenant and an old sergeant wondered about the consequences of Star Trek transporter technology. The transporter is the basis for both the replicator and the holo-suite. Given those, why work?  Contrasting our lives with those of medieval serfs, I found lots of reasons to continue working.

My own discussion on this topic with a young captain started the day before, as a result of my buying a knife. On the recommendation of another young captain, I went to everyone's favorite tactical store and bought a Benchmade "Mini-Barrage." The next morning, I went online here at home and read about knives. "Why not a Gerber?" I asked at work. I got the same answer there that I found in an online forum for zombie hunters: the Gerber is a nice every day carry (EDC), but the best Gerber is about like the cheapest Benchmade both for price and quality. 

I was astounded at the content about pocket knives in four pages of links even before I got to the reviews of knives from Guns & Ammo magazine. My captain said that I could find people who know that much about luggage or briefcases.

PREVIOUSLY ON NECESSARY FACTS

Friday, December 25, 2015

The Innkeeper’s Dilemma

Who should be evicted to provide a room for the lady expecting a baby? And what if someone needier came along? Ultimately, would Mary have given up the stable? The story of the Manger is presented without discussion. When need is the standard of judgment, the problems are not easily resolved. 

Apparently, the innkeeper gave them the use of the stable, free of charge. Logically followed from that premise, the innkeeper would become a charity, himself begging for money to supply others with room and board from the goodness of his heart, and that of the donors. In the Literal Word, the Holy Family was just passing through. After the visit from the shepherds, a few days later, the Wise Men found Mary in a house. Eventually, everyone fled Herod's soldiers. But the next needy person might not be a traveler. Then, the innkeeper could have a permanent guest. In the final analysis, his inn would be filled, not with the families of itinerate carpenters, but with clans of the unemployable.

On the other hand, our commercial culture rests on several thousand years of norms, folkways, and customs that prevent and remediate such conflicts. The power of the purse and the sanctity of contract could have informed a better solution. 
From The Daily Kos 22 Dec 2015
Joseph and Mary approached the inn. Joseph knocked. The innkeeper answered. “We need a room for the night.” 
“We are full,” the innkeeper said.
“But my wife is having a baby. We need a place.”
The innkeeper was sympathetic, but unmoved. “All I have is the stable. It will have to do.”
Having a better grasp of the problem, Mary spoke up. “Why not remove someone who is not in need and give us their room? Let them sleep in the stable?”
“Well, first of all, I do not want a woman in labor in the middle of the inn. It will disturb everyone.”
Mary countered, “It is going to be a miracle birth: no muss, no fuss; easy-peasy.”
“What?”
“It begins with the fact that I am a virgin, in fact, the Virgin.”
“All right, look,” said the weary innkeeper whose livelihood depended on making everyone (else) happy.  “Whatever you say… I am not going to stand here and argue. Let me make some arrangements. And speaking of arrangements, what did you bring for money? The stable you can have for eight prutot, as two mites make half a farthing. For a room, I need something close to the temple tax, a denarius, a drachmon, half a shekel.”
Mary whispered sweetly into Joseph’s ear, “I told you to call ahead and make reservations.”
Joseph said, “The drachmon, denarius, and half shekel are not exactly equal.” 
“I am not a money changer,” sighed the innkeeper. “Find them in the temple. Everything spends in this town, especially at tax season.”
And so it was done – with some difficulty…

The innkeeper knocked and entered, waking the rug merchant. “I am sorry,” he said, “but I am giving your room to a woman having a baby.”
“Where am I going to sleep?”
“The stable is available.”
“But I paid for a room.”
“I will refund half of your money. After all, you have been here half a day.”
“Oh, no,” said the rug merchant. “The stable is a downgrade. What have you got worth 24 Roman sestertii?  You know, if I took this to the judges, you might catch a break: those old Solomons love a challenge. But if I complain to the Roman curator, you might find yourself in an uncomfortable outcome. Plus, where am I to store my rugs? They will not be improved by the stable.”
Not seeing sleep in his future, the innkeeper put the rugs in his own room – at no charge and no discount, even up.
 
From The Daily Kos 22 Dec 2015
The Three Wise Men followed the star. They found the inn.  The inn was crowded. 
“Whoa! Where are you guys going?”
“We are seeking the King of the Jews for we have seen His star in the east.”
“Of course you did…” replied the weary innkeeper. “And that could not possibly have been Herod, the actual king in Jerusalem?”
“The star is over your place,” said Melchior.
“Well, I assure you, we have no kings here. Have a table. I will bring a nice brisket, some bread, olive oil, wine. What did you bring for money? Nulla mensa sine impensa.”
Caspar opened his purse and took out a large silver coin. The innkeeper inspected it. “You Parthians! The image of Mithradates is not popular with the Romans. I don’t want any trouble. Got anything else?”
Balthazar shook out a handful of civic bronzes from Antioch. The wise men enjoyed their brisket. The innkeeper racked his brain for a guest likely to be a king in disguise.

A knock at the door. The innkeeper opened up. There stood an old couple, bent and gray. The woman leaned heavily on the man’s arm. 

ALSO ON NECESSARY FACTS

Monday, August 31, 2015

Why a Level Playing Field?


Why does the government have a responsibility to make the playing field level? 

Let us at least be on the same playing field. Starting with...
"In commerce, a level playing field is a concept about fairness, not that each player has an equal chance to succeed, but that they all play by the same set of rules.
In a game played on a playing field, such as rugby, one team would have an unfair advantage if the field had a slope. Since some real-life playing fields do in fact have slopes, it is customary for teams to swap ends of the playing field at half time.
A metaphorical playing field is said to be level if no external interference affects the ability of the players to compete fairly.
Some government regulations are intended to provide such fairness, since all participants must abide by the same rules. However, they can have the opposite effect, for example if larger firms find it easier to pay for fixed costs of regulation. It may be added that if the rules [affect] different participants differently then they are not actually the same.
Handicapping might be thought of as the opposite concept, of unequal rules designed to make the outcome of play more equal." -- Wikipedia "Level Playing Field."
But let us see how this works in practice. The USA recently sued India at the WTO because India requires a percentage of domestic content in solar panels, disadvantaging imported materials. In another example, the Netherlands does not grant special state subsidies to its ports, though Germany, Belgium, and France do. The Netherlands claims that this is not a level playing field. Dutch ports are disadvantaged by state subsidies given to other ports.

Those are arguments about "free trade versus fair trade." It is alleged that when a national government subsidizes home industries, it disadvantages imports. Other subsidies give advantage to local exports into foreign markets where they disadvantage the unsubsidized local businesses there. 
 
Sprinter Dutee Chand has been fighting regulations
that define her gender by the levels of androgen
in her blood. She is not accused of doping.
These are her natural levels of a hormone
present in all women and all men.
All bodies are not created equal.
I suggest a micro-economic analysis of households, individuals, employees, and businesses. Ms. Smith is an executive who earns $250,000 per year. Every Saturday, she takes out her riding mower and manicures the large lawns and gardens around her home. Billy Jones has a lawn service. He points out that he can do the work more efficiently for less. He is willing to earn much less than Ms. Smith, say $100 for the two hours to mow, trim, and rake. Moreover, if Ms. Smith went to the office - even just her home office - she would be far more economically productive than she is being her own lawn service.

Ms. Smith listens to him, and agrees that she has better things to do. She goes into the house and comes out with 8-year old Samantha. "Want to learn to drive? Do a good job, all neat and clean, and I will give you $50. It will take you most of the morning. You will clear about $12.50 an hour." Billy Jones files a complaint with the World Trade Organization.

The concept of a "level playing field" applies to sports because competitive sports are zero-sum games. Business is not. Businesses create unlevel playing fields all the time. They change the rules of the game. New products and new services create new markets. 

The speed limits on streets and roads are a perfect example of a legally mandated level playing field for delivery companies. UPS, FedEx, the USPS, and all the many independents, even the bike couriers, all are subject to the same rules of the road. Amazon wants to deliver packages with drones. Where is your level playing field now? It is in the wrong dimension - Flatland, visited by a sphere.

Moreover, in some games - golf comes to mind - knowing the field - slopes, traps, trees, and all - and playing it to your advantage is part of the game.

Now with the Boston Celtics,
Isaiah Jamar Thomas is 5'9"
and plays on the same courts
as everyone else.

As noted in the Wikipedia article, the remedy in some sports is to switch goals after half-time. That way if there is a natural slope, the advantage goes to each side equally. But does it? Is a football field the same after half a game? Heraclitus would have a lot to say about that. The assumption is that either team could take equal advantage of a sloped field. How is that known? And if it were a real consideration, would not the officials actually measure the field for flatness? And would not some of those sports actually be played on fields with officially regulated slopes? 

What about basketball, another sport where the goals are swapped. No one claims that the gym is sloped. 

Note that in American Football, the first kickoff is settled with a coin toss. They do not have two kickoffs and average them to distribute the result. They do not flip the coin ten times and average that. You win or you lose the advantage on the toss of a coin. That's life... And as for chance, as Louis Pasteur famously noted, it favors the prepared mind.

Finally, as Wikipedia pointed out, attempting to level the playing field may actually deliver a disadvantage to a firm that cannot afford the price of lobbying for legislation.  

The concept of a level playing field in economics is a floating abstraction, a logical construct without empirical validity.

PREVIOUSLY ON NECESSARY FACTS
Where All the Children are Above Average

Friday, June 19, 2015

The Ferengi Rules of Commerce

Intended as humor or parody, this little book offers a megagram of useful – if contradictory – advice.

Before the invention of the Ferengi in Star Trek: Deep Space Nine, the Star Trek universe never had much room for trade and commerce. In the Original Series, Star Fleet dominated Earth and the Federation of Planets. It was a command economy. Whether mining colonies, exploration, war, or agriculture, the process of decision-making was hidden from the viewers, but it clearly was not via the market or bought with money.  

In the Original Series, the only traders we met were Cyrano Jones (who sold tribbles) and Harcourt Fenton “Harry” Mudd.  Neither was heroic, or dashing, or even especially intelligent. In the Next Generation episode The Neutral Zone we met a life ship of cryogenically preserved humans, one of whom insisted on checking on his Wall Street profits.  Captain Picard must explain that now, in our time, we do not care about the acquisition of things, but on improving ourselves.

Then came the Ferengi. Originally introduced in ST:NG The Last Outpost, they did not acquire any substance of character until Deep Space Nine. Armin Shimerman played the bartender (and bar owner), Quark.

It comes out in The Siege of AR 558 (Deep Space Nine), that planet Ferengeran never knew imperialism, racism, or slavery.

I confronted Armin Shimerman at a trekker con in Livonia, Michigan, in the early 21st century.  He said that he had read The Fountainhead in college and was going to revisit the works of Ayn Rand in preparation for the up-coming season.

This book is presented as the distilled wisdom of Ferengi society. It is necessarily discontinuous because the rules were invented ad hoc by the script writers.

·       #1.  Once you have their money, never give it back.
·       #3.  Never pay more for an acquisition than you have to.
·       #8. Small print leads to large risks.
·       #13. Anything worth doing is worth doing for money.
·       #27. There is nothing more dangerous than an honest businessman.
·       #58. There is no substitute for success.
·       #62. The riskier the road, the greater the profit.
·       #79. Beware of the Vulcan greed for knowledge.
·       #109. Dignity and an empty sack is worth the empty sack.

ALSO ON NECESSARY FACTS


Thursday, November 6, 2014

Those Helpful Apple Store Geniuses


The greeters at the Apple Store reminded me of deli clerks in Manhattan. I expected a smile and “How can I help you?” and instead they barked, “Whaddya want?!”  Though they did not bark (or bite), the Apple Store greeters were at best matter-of-fact telling me that I was in the wrong line; and then telling me that I was early for my appointment, so come back in 30 minutes.   Be that as it was, I was happy by the end of the process.  However, the Barton Creek Square mall Wi-Fi attacked my computer with unlimited pop-ups forcing me to shut down.  I found refuge inside the Apple Store; and fortunately, by then, it was time for my appointment. 

Busiest store in the mall
 Getting frequent messages that my version of Safari was no longer supported, I went looking for an update.  Nowhere on http://www.apple.com/safari/ did I find any link to update the software.  So, I went to the Apple Store.  The geniuses there showed me what I should have remembered: updates are under the Apple icon at the upper left of the menu bar.  And my version of Leopard would not take the updates anyway.  So, we scheduled an appointment for the next day. That night, I went to Best Buy and bought a Seagate terabyte external drive to back everything up just in case. 

I came back the next day and was treated like a prince, once I got past the greeter.  The geniuses were patient, attentive, helpful, pleasant, and informative.   I got a Lion operating system (free), and updated all the software.  They were not able to resolve my failed relationship with Preview. 
 
iPhone, iPad, or MacBook, new or old, they know them all.
I have no way to do with the Macintosh what I can do so easily with Microsoft Paint.  The Mac once was a pretty good graphics machine, but now what it does best is play music.  If you read the blog here about Post Cards, (or scroll down) each of those front and back images stands alone. I have no way to get two into Preview, group them, and save a single file.  I have this problem with much of my work in numismatics where obverse and reverse, face and back, are so important. 

But the kids at the store are not responsible for that.  And they did try to help.  So, I have no complaints.  I would go back any time.  In fact, I am looking forward to returning to buy the new Microsoft Office 2015 when it comes out. 

Update  November 7:  That was Tuesday and Wednesday. Today, Friday, I returned to the Barton Square Mall to replicate the problem and to capture screens.  However, I could not. Perhaps my upgrade to Lion and the two upgrades to Safari in the last two days gave my computer the strength to resist the zombie pop-ups of Simon Properties.  Perhaps it was something else.  In any case, I feel more secure about being in the Barton Square Mall with my computer.  Also, I found that with PowerPoint (though not with Word), I can get two images on one page, group them, and save them as a single picture.  

ALSO ON NECESSARY FACTS